Juanita Heidebrecht

October 12, 2022October 17, 2022

Job Loss and Your Mortgage Application

When it comes to your mortgage application, there are a few things that you should avoid doing while you’re waiting for approval – such as making large purchases (i.e. a new car), applying for new credit, pulling additional credit reports, etc. Another issue that can come up is the loss of your job.

What you can afford to qualify for in relation to your mortgage depends on your income. As a result, the sudden loss of employment can be quite detrimental to your efforts. So, what do you do?

October 5, 2022October 17, 2022

Go Green! In Your Kitchen

When it comes to making your home more eco-friendly, the best place to start is the kitchen! With all of the hustle and bustle that goes on in this space (as well as the multitude of appliances), this is the ideal area to transform first for maximum effect.

September 28, 2022September 21, 2022

Fall Home Prep!

With Fall just around the corner, here are some helpful home prep tips to ensure everything continues running well into the colder months!

September 21, 2022September 21, 2022

Back-to-School Credit Clean-Up!

It’s time to go back to school… for your finances! The fall is the perfect time for a credit clean-up so that you are ready for the holiday spending season – and anything else the year can throw at you!

When it comes to cleaning up credit, there is no better time than now to recognize the importance of your credit score and check if you are on track with your habits. To get started with your credit clean-up, there are a few things you can do:

September 14, 2022September 21, 2022

Understanding Mortgage Trigger Points

As we move into the Fall market, there are some important things you should be aware of. While inflation has now likely peaked, we will still be dealing with the repercussions from these heightened levels for a while before things balance out. As inflation is corrected, we are also seeing home prices moving back to normal post-pandemic era. However, we are still anticipating some final rate hikes from the Bank of Canada coming into the fall.

August 24, 2022September 20, 2022

Adapting Your Finances

The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession.

With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a few key things you can do to get started today!

August 17, 2022September 20, 2022